© Copyright 2004-2013 Niche Topics ™ All rights reserved  Terms & Conditions | About us | Sitemap  

 

  SIGN UP for our free newsletter

Share |

  LATEST posts

All things that are written on this website are about our experiences and what have worked for us, or general information only. We are not telling you to do any of those things mentioned and we do not endorse any products found on these pages. We simply want to share with you what has helped us. Hope that you enjoy reading our posts and please come back regularly to read more!

 

   Contact Us         Freebies       Share Ideas & Recipes |

 

  POPULAR articles

 

 

 

                                                                                                                                                                                                             

Home Money & Lifestyle Food & Drinks Health & Fitness Beauty & Wellness Pregnancy & Kids

 

 

Niche Topics (Money and Lifestyle) is about helping you manage your finances so that you live comfortably within your means. We share frugal living ideas such as save money around the house, cheap to make recipes, budget-friendly solutions for everyday living, recycling crafts, helpful hints to buy things without getting burned, and many more!

 

  QUICK links

Insurance tips and tricks

Debt reduction and loans

Green cleaning and household tips

Personal empowerment and self improvement

Relationship building skills

Shopping tips, tricks and tweaks

Home

 

 

4 Easy Ways to Remove Shoe Odor and Sweat Stains

 

10 Unusual Alternative Uses for Baby Oil

 

5 Surefire Ways to Keep Your Grocery Bill Low

 

What Are Soap Nuts?

 

How to Get Rid of Cockroaches Naturally

 

About Niche Topics
The Animal Rescue Site

 

 

What Travel Insurance for Pre-Existing Medical Conditions Covers

 

 

By George G.

 

If you have a pre-existing medical condition such as diabetes, cancer, arthritis or fibromyalgia, you should seriously consider getting a travel insurance package which will cover you for your health problems as well as anything that could happen during your trip.

 

The three kinds of travel insurance which covers you for pre-existing medical conditions are total pre-existing condition cover, limited travel insurance cover and long term cover.

 

Total pre-existing condition cover is the most expensive option, however it provides you comprehensive coverage for any pre-existing conditions. It will pay for any visits you may have to make to a doctor while you are abroad, including any hospital stays. In addition to that, it will also cover you for air ambulance or repatriation of your remains. Some of these travel insurance packages will also pay for a relative to travel out to you in case you had a medical emergency.

 

A limited travel insurance policy for pre-existing medical conditions will also pay for repatriation of remains, but it only pays for a limited amount of either hospital or doctor's visits.

 

Some of these travel insurance plans will include a cash payment for a sudden recurrence of your pre-existing medical condition while you are on holiday.

 

However, if you plan to be away for a long period or working abroad, then a long term pre-existing medical condition insurance policy is probably your best option.

 

Many of these travel insurance plans will cover you after a certain period of time or will have limits to the amount of cover they will provide each year. They could also include large excesses.

 

Before you decide to take up a travel insurance, make sure you fully understand what your policy actually covers. Travel insurance for people with pre-existing medical conditions may cover you only up to a certain age or within a stipulated time frame.

 

You also want to be sure that your existing illness is covered under certain activities that you want  to participate. For example, dangerous sporting activities such as diving.

 

Most important of all, check with your insurance provider to find out how they define a pre-existing medical condition. It may differ from your idea of a existing medical condition.

 

Each individual insurance company will compile their own list of pre-existing medical conditions and have their own standards when it comes to providing insurance coverage for people with existing health problems.

 

It makes no sense paying for an insurance policy that will not cover when things go wrong. Always weigh your options, know what you are paying for, before you decide to buy a travel insurance.

 

 

travel insurance pre existing conditions

10 Tips to Save Big on Home Insurance

Learn how you can save money on your home insurance payment while getting the best coverage.

 

Best Travel Insurance for Seniors

Find out where to find the best travel insurance for elderly people so that your trip abroad will be more comfortable, hassle-free and less risky for you.

 

7 Ways to Get Cheap and Affordable Health Insurance

Want to know how and where to get cheap individual or family healthcare insurance plans?

 

Get Cheap or Free Health Insurance for Pregnant Women

Find out how and where to get cheap, low cost or even free health insurance pregnancy coverage.

 

What Exactly Is Low Cost Health Insurance

An inexpensive alternative to normal health insurance cover, but may have its drawbacks