© Copyright 2004-2013 Niche Topics ™ All rights reserved  Terms & Conditions | About us | Sitemap  

 

  SIGN UP for our free newsletter

Share |

  LATEST posts

All things that are written on this website are about our experiences and what have worked for us, or general information only. We are not telling you to do any of those things mentioned and we do not endorse any products found on these pages. We simply want to share with you what has helped us. Hope that you enjoy reading our posts and please come back regularly to read more!

 

   Contact Us         Freebies       Share Ideas & Recipes |

 

  POPULAR articles

 

 

 

                                                                                                                                                                                                             

Home Money & Lifestyle Food & Drinks Health & Fitness Beauty & Wellness Pregnancy & Kids

 

 

Niche Topics (Money and Lifestyle) is about helping you manage your finances so that you live comfortably within your means. We share frugal living ideas such as save money around the house, cheap to make recipes, budget-friendly solutions for everyday living, recycling crafts, helpful hints to buy things without getting burned, and many more!

 

  QUICK links

Insurance tips and tricks

Debt reduction and loans

Green cleaning and household tips

Personal empowerment and self improvement

Relationship building skills

Shopping tips, tricks and tweaks

Home

 

 

4 Easy Ways to Remove Shoe Odor and Sweat Stains

 

10 Unusual Alternative Uses for Baby Oil

 

5 Surefire Ways to Keep Your Grocery Bill Low

 

What Are Soap Nuts?

 

How to Get Rid of Cockroaches Naturally

 

About Niche Topics
The Animal Rescue Site

 

 

What Does Pet Insurance Cover

 

 

By George G.

 

Pets are considered part of the family for many pet owners. They deserve the same amount of love and care just like any other member of your family. And, good healthcare is important for your dogs and cats.

 

However, the cost of seeking proper medical care for your pets don’t usually come cheap, and they can cost even more in extreme cases of accident or illness.

 

Factor in the cost of food and bedding, keeping a pet at home can be rather expensive. To protect yourself from escalating costs, it’s a good idea to buy an insurance policy for your pets. For a premium of under £7 per month, you can fully insure your beloved cat or dog with a quality pet insurance policy.

 

 

How Pet Insurance Works?

1. After you signed up for a pet insurance, your policy takes effect in 3 days for accident coverage, and in 14 days for illness coverage.

 

 

2. When your pet is ill or injured, you need to bring a claim form to the vet’s office, and get him to list a diagnosis and sign the form.

 

 

3. Send your completed claim forms, with attached copies of receipts, to your pet insurer. It takes about 2-3 weeks for your cheque to arrive in the mail.

 

 

Take not that not all pet insurance is the same. For most insurers, “pets” means either a cat or a dog. So if you keep exotic pets and small mammals, search around for specialist insurers who insure such pets.

 

 

 

What to Consider when Buying Pet Insurance Policy?

Keep the following tips in mind when you decide to insure your dogs or cats. They can help you determine whether the pet insurance policy you’re considering is of sufficient quality, or just another run of the mill pet insurance policy

 

 

1. Varying choices of cover to best suit your circumstances and your pet's requirements. Know exactly what you need to have to be covered in the insurance policy.

 

 

2. A considerable sum to cover veterinarian fees of about £5,000 per condition, with the option of no time limit for treatment, if needed.

 

 

3. Cover for your pet, whatever their age. That means no upper limit.

 

 

4. No loaded premiums for paying monthly rather than a year in advance.

 

 

5. Customer service helplines easily and readily available to you.

 

 

6. Ask for discounts if you’ve more than one pet which needs coverage.

 

 

7. Carefully read all the clauses on deductibles, surcharges and exclusions before taking up the pet insurance policy.

 

 

8. Some quality pet insurance providers offer online discounts of about 10%, but make sure you check with them first.

 

 

This is not a definitive list and there may be other benefits or features that you might want with your pet insurance, such as paying for advertising to find a lost pet, but it’s a good place to start.

 

what does pet insurance cover

10 Tips to Save Big on Home Insurance

Learn how you can save money on your home insurance payment while getting the best coverage.

 

7 Ways to Get Cheap and Affordable Health Insurance

Want to know how and where to get cheap individual or family healthcare insurance plans?

 

Get Cheap or Free Health Insurance for Pregnant Women

Find out how and where to get cheap, low cost or even free health insurance pregnancy coverage.

 

What Exactly Is Low Cost Health Insurance

An inexpensive alternative to normal health insurance cover, but may have its drawbacks.